FAQs

What if I’ve been refused elsewhere

If you have poor or bad credit, or you have been refused a loan elsewhere, the good news is that we may still be able to help. Click here for more details.

Can I buy my car from any dealer?

At CarLoans4U, once your finance is approved, you are free to choose a vehicle from any reputable dealership in Ireland. This means you have plenty of choice and gives you the freedom to find the perfect vehicle. If we don’t know the car dealer we can simply add them to our database, just get them to contact us. We do work with a large number of dealers also and you can search their stock here.

I have a part exchange, can I trade this in?

Once approved for finance the dealer that you are buying your new car from may take your old car as a trade in. This will lower the amount of finance you need on your new car.

How much can I borrow?

The credit limit is determined by the value of the vehicle you’re looking to finance.

How long can I borrow for?

We have a host of products at our disposal and can fund vehicles for up to 5 years.

What documents do I need?

Requirements vary but would include proof of address and earnings. The more documents you can provide the better your chances of being approved for finance.

How do I make my payments?

Payments are managed for you via a direct debit payment scheme or by recurring debit card payment depending on the lender. 

APPLY FOR VEHICLE FINANCE NOW